2024's Highest Rated
Consolidation Company
4.9
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Get A For Free Quote Now
Consolidates: $25k-$250k+
Consolidates: $25k-$250k+
Consolidate Today
Stop Paying High
Interest APRs
Interest APRs
Save Anywhere
From 45%- 55%
From 45%- 55%
Get One Simple
Payment
Payment
Our Top Picks To Date For 2024
Featured Offer
4.9
Fast Funding
5.99% - 34.99% APR
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Consolidates
$25,000-$255,000
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Repayment terms
24 - 48 months
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Amazing for high debt amounts
Gets you qualified for multiple programs and lenders
4.9/5 Trustpilot rating
Income Based Consolidation Option: Gets you to financial freedom faster.
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#2
4.8
Structured Payment Plans
Multiple Options
Consolidates
$10,000-$100,000
Repayment terms
24 - 36 months
Income based payments
Must have income of at least $3,900 a month
Featured in numerous publications and articles
Provides a wide array of options for people struggling financially
Best for people who are looking for a comparable quote
#3
4.8
Income-Based Consolidation
Program Has No Interest
Consolidates
$30,000-$300,000
Repayment terms
24 - 48 months
Great for consolidating credit cards and personal loans
Works with all different types of credit scores
Works amazing for high loan balances
Provides a federally approved program As Well
#4
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4.7
Structured Payment Plans
Multiple Options
Consolidates
$10,000-$24,999 +
Repayment terms
24 - 48 months
Known for its reliability
No credit score needed
A+ BBB Rating | 4.9/5 Trustpilot rating
Provides different options depending on your scenario
#5
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4.6
Loan Interest Rates
5.99% APR - 34.99% APR
Loan Amounts
S1,000-$100,000
Repayment terms
18- 60 months
Known for tailored funding solutions
Works Amazing For Credit Scores 660+
BBB Accredited | 4.5/5 Google Reviews
Various consolidation for unique situations
Why Rise Up?
Combines Your Bills Into One Payment To Rule Them All
Whether you're consolidating debt or handling an unexpected expense, RiseUp simplifies the process and combines your credit cards, personal loans, medical bills, and store cards into one simple payment.
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Protects You From Harrassing Collection Calls
If you're experiencing endless calls from harsassing creditors and collection agencies, RiseUp, programs gets them off your back and into negotiations - they'll deal with them once you're a client.
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Provides A Federally Approved Financial Relief Consolidation Program
Rise up doesn't make any profit, until you're done with its program, this is because it consolidates high dollar amounts into one payment, and has to adhere to program guidelines set forth by federal agencies to service consumers facing financial hardship.
Benefits of consolidating high interest debt
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Lower rates
Getting rid of high-interest debt can save you money on interest payments.
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Improves your credit
Once the you're done with consolidation your credit score will improve in time.
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Know when you’ll be debt free
Instead of having an open-ended term with your credit card company, financial consolidation options provides you with an end date so your payoff is in sight.
FAQ's About Financial Hardship Relief Options
What's the difference between a debt relief program and debt consolidation?
Why does Consolidation Authority offer more than one option?
What are the typical accounts that qualify for debt relief?
How long does it take to complete a typical debt relief program verses consolidating?
